About Us

About AHBT

American Health Benefits Team was founded in July 2015 by Joe Maranto, CFO, and Drew Ellefsen, CEO, with a clear mission: to simplify healthcare and maximize benefits for individuals, families, and businesses.


With more than 20 years of experience in the insurance industry and a growing team of dedicated healthcare professionals, we provide comprehensive insurance and consulting solutions in both the individual and group markets. Our commitment is simple: deliver every available option and every possible advantage to our clients, large and small.


In today’s rapidly evolving healthcare landscape, professional guidance is no longer optional — it’s essential. We provide direct advocacy to our members, helping them confidently navigate an often confusing and complex healthcare system.

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What Makes Us Different

At American Health Benefits Team, our expertise extends far beyond selecting insurance plans.


We work diligently on behalf of our clients to:


  • Identify the most cost-effective providers
  • Navigate and negotiate surprise medical bills
  • Reduce costs on brand-name prescriptions
  • Review current coverage and secure better alternatives


Deliver hands-on care navigation and healthcare advocacy


We go beyond the traditional “broker” role. Our team provides real advocacy, real service, and real solutions — not only for our direct clients, but also for partnering agencies and their clients.

From Distribution to Industry Innovation

What began in 2015 as an individual health insurance distribution firm has evolved into an industry innovator. Today, American Health Benefits Team delivers top-tier Care Navigation and Healthcare Advocacy services directly to individuals and small employer groups nationwide.


Our mission is bigger than selling insurance.

We exist to help people make informed, confident healthcare decisions.

We simplify healthcare so you can make confident decisions, reduce costs, and maximize every benefit available to you.

Our Team

With more than 30 years of experience serving clients nationwide, our team is dedicated to help our clients and our community. 

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Drew Ellefsen

Founder of American Health Benefits Team

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Joe Maranto

Founder of American Health Benefits Team